7802 Sturgeon Valley Rd E, Vanderbilt, MI 49795 Property Records

Otsego County property record for 7802 Sturgeon Valley Rd E, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (May 2024)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
APN	`041-023-100-055-00`

Property Details

APN / Parcel Number

Primary APN	`041-023-100-055-00`

Exterior

Lot Area	370,260 sqft (8.5 acres)

Location & Zoning

Street Address	7802 STURGEON VALLEY RD E
City	VANDERBILT
State	MI
Zip	49795-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 200 FT OF W 400 FT OF E 1/2 OF NE 1/4 N OF CO RD. SEC 23 T32N R2W
Legal Range	02W
Legal Township	32N
Legal Section	23
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	3
Census Block	3023
Census Tract	950100

Owner

Source: Otsego County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2454 CAMPBELL RD, ROSE CITY, MI 48654-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage INLAND WATERWAY PROPERTIES
Nov 8, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Book / Page	1654 / 503
Prior Transfer Date	Nov 3, 2018
Prior Transfer Doc	0001476/23
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	May 1, 2024
Property Address	7802 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9803
Document Number	001654/503
Book / Page	1654 / 503
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2454 CAMPBELL RD, ROSE CITY, MI 48654-9718

Mortgage

Document Number	0001654505
Date	May 1, 2024
Instrument	1654/505

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Jul 29, 2021
Property Address	7802 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9803
Document Number	001572/183
Book / Page	1572 / 183
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W MAIN ST, VANDERBILT, MI 49795-9754

Mortgage

Document Number	0000001572/0000000185
Date	Jul 29, 2021
Book Page	0000001572/0000000185

Lender

Name	INLAND WATERWAY PROPERTIES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Nov 8, 2018
Property Address	7802 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9803
Document Number	0001476/23
Book / Page	1476 / 23
Instrument Date	Nov 3, 2018
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 NEWBURY AVE, MACOMB, MI 48044-4098

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Oct 9, 2018
Property Address	7802 STURGEON VALLEY RD E, VANDERBILT, MI 49795-9803
Document Number	001473/421
Book / Page	1473 / 421
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 NEWBURY AVE, MACOMB, MI 48044-4098

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+5.82%)	$262,000 (+5.82%)
2025	$1,019.00 (-46.82%) Homeowner's exemption	$123,800 (+33.26%)	$247,600 (+33.26%)
2024	$1,916.00 (-44.75%)
2023		$92,900	$185,800
2022	$3,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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