Charles City County property record for 7802 Lott Cary Rd, Providence Forge, VA 23140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft |
| Lot Size | 6.19 acres (269,636 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 117D |
| Primary APN | 14 117D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Effective Year Built | Effective 1996 |
|---|---|
| Lot Area | 269,636 sqft (6.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4989 |
|---|---|
| Street Address | 7802 LOTT CARY RD |
| City | PROVIDENCE FORGE |
| State | VA |
| Zip | 23140-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | WESTWOOD PS#480,204 DB120-280 |
| Jurisdiction | CHARLES CITY VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600200 |
Source: Charles City County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7802 LOTT CARY RD, PROVIDENCE FORGE, VA 23140-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0202400943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES CITY VA |
| Property Address | 7802 LOTT CARY RD, PROVIDENCE FORGE, VA 23140-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000251 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 170000251 |
| Name | CITIZENS & FARMERS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charles City County assessment roll, as of July 11, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Charles City County |
| Unified School District | Charles City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 (+0.05%) | $274,900 (-) Land $45,100 Building $229,800 | $274,900 (-) Land $45,100 Building $229,800 |
| 2024 | $1,896.00 | $274,900 Land $45,100 Building $229,800 | $274,900 Land $45,100 Building $229,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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