7801 Rosanna St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7801 Rosanna St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,419 sqft · built 1999
Lot Size	0.92 acres (40,100 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Dec 2015)
Tax Bill	$6,779 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`799-02-019`

Property Details

APN / Parcel Number

Primary APN	`799-02-019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,419 sqft Living Area
1st Floor Area	3,419 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	40,100 sqft (0.92 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	1,007 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7801 ROSANNA ST
City	GILROY
State	CA
Zip	95020-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512511

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7801 ROSANNA ST, GILROY, CA 95020-5039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Prior Sale	Jan 8, 2003
Deed Document Number	23174515
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7801 ROSANNA ST, GILROY, CA 95020-5039
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 ROSANNA ST, GILROY, CA 95020-5039

Mortgage

Document Number	0025606819
Date	Mar 7, 2024
Instrument	25606819

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	10.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Margin	2

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7801 ROSANNA ST, GILROY, CA 95020-5039
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 ROSANNA ST, GILROY, CA 95020-5039

Mortgage

Document Number	0025432208
Date	Feb 2, 2023
Instrument	25432208

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Prime Rate
Max Rate	17%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7801 ROSANNA ST, GILROY, CA 95020-5039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024498382
Date	Jun 8, 2020
Instrument	24498382

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,779.00 (+2.2%)	$544,540 (+4.04%) Land $355,136 Building $189,404
2023	$6,633.00 (+1.67%)	$523,397 Land $341,347 Building $182,050
2022	$6,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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