Lake County property record for 780 Winogene Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1979 |
| Lot Size | 0.255 acres (11,088 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $797 (2024) |
| Deeds & Mortgages | Feb 2017 Line of Credit Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0600-004-01600 |
| Primary APN | 12-18-26-0600-004-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,813 sqft |
| 1st Floor Area | 1,209 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,088 sqft (0.255 acres) |
| Lot Dimensions | 120 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1692512 |
|---|---|
| Street Address | 780 WINOGENE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA NORTH UMATILLA LOTS 16 17 BLK 4 PB 6 PGS 35-37 ORB 1546 PG 74 ORB 4219 PG 1820 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | NORTH UMATILLA |
| Legal Tract | 0600 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 780 WINOGENE AVE, UMATILLA, FL 32784-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Dec 27, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 1997 |
| Deed Sale | Sep 10, 1997 |
| Prior Sale | Aug 26, 1997 · Amount on Record |
| Deed Book / Page | 1546 / 74 |
| Last Transfer Date | Sep 19, 2012 |
| Transfer Doc | 0042191820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 780 WINOGENE AVE, UMATILLA, FL 32784-8107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048981130 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 4898/1130 |
| Instrument | 2017013017 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 780 WINOGENE AVE, UMATILLA, FL 32784-8107 |
| Document Number | 0052211973 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 780 WINOGENE AVE UMATILLA FL 327848107, UMATILLA, FL 32784-8107 |
| Document Number | 0052211973 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 005221/001973 |
| Instrument | 3705 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,230 (+2.89%) | $223,654 (-) Land $78,750 Building $144,904 | |
| 2025 | $64,370 (+5.98%) | $223,654 (+19.52%) Land $78,750 Building $144,904 | |
| 2024 | $797.00 (+1.92%) | ||
| 2023 | $782.00 (+9.68%) Homeowner's exemption | $60,740 (+2.98%) | $187,130 (+16.56%) Land $47,250 Building $139,880 |
| 2022 | $713.00 Homeowner's exemption | $58,980 | $160,541 Land $34,650 Building $125,891 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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