780 Sanders St, Bell, FL 32619 Property Records

Gilchrist County property record for 780 Sanders St, Bell, FL 32619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1970
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Sep 2005)
Tax Bill	$1,386 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-08-14-0021-0000-0160`

Property Details

APN / Parcel Number

Primary APN	`36-08-14-0021-0000-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Heated Area
Gross Area	2,474 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,818 sqft (0.432 acres)
Porch	Finished/Screened Porch
Lean-To	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Water Source	Well

Location & Zoning

Street Address	780 SANDERS ST
City	BELL
State	FL
Zip	32619-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 & 17 B H S OR 77/131 258/117 2001/1189 2001/1190 2004/1128 2004/2475 2004/2517 -2519 2005/5338
Legal Range	14E
Legal Township	08S
Legal Section	36
Legal Subdivision	BELL HEIGHTS
Legal Block	H
Legal Lot Number	16,17 17
Jurisdiction	GILCHRIST FL
Township / Civil Division	BELL
Census Block Group	4
Census Block	4030
Census Tract	950100

Owner

780 Sanders St is owned and occupied by an individual who bought it in September 2005.

Source: Gilchrist County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	780 SANDERS ST, BELL, FL 32619-5214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2005 · Amount on File
Deed Sale	Sep 14, 2005 · Amount on File
Prior Sale	May 12, 2004
Deed Document Number	2005005338
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Property Address	780 SANDERS ST, BELL, FL 32619-5214
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 SANDERS ST, BELL, FL 32619-5214

Mortgage

Document Number	0021004830
Date	Oct 8, 2020
Instrument	202021004830

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Gilchrist County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gilchrist County
Municipality	Bell Town
Unified School District	Gilchrist County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,285 (+2.9%)	$147,564 (+7.75%) Land $16,200 Building $131,364
2024	$1,386.00 Homeowner's exemption	$100,374	$136,950 Land $14,130 Building $122,820
2022	$1,181.00 Homeowner's exemption	$94,612	$116,742 Land $11,700 Building $105,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 780 Sanders St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1991–1998)
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 780 Sanders St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20