780 Reed Rd, Three Lakes, WI 54562 Property Records

Oneida County property record for 780 Reed Rd, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Mar 2022)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TL 1249 4`

Property Details

APN / Parcel Number

Primary APN	`TL 1249 4`

Exterior

Lot Area	174,240 sqft (4 acres)

Location & Zoning

Street Address	780 REED RD
City	THREE LAKES
State	WI
Zip	54562-9232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 831816/798122 PT NE NW3.98CA/4.0SA SM B5333
Legal Range	11E
Legal Township	39N
Legal Section	27
Legal Subdivision	NE4NW4S27T39NR11E
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	2
Census Block	2004
Census Tract	970101

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 REED RD, THREE LAKES, WI 54562-9232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage MBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2022831816
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	780 REED RD, THREE LAKES, WI 54562-9232
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835391
Date	Jul 12, 2022
Instrument	835391

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	EAGLE RIVER, WI 54521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Mar 16, 2022
Property Address	780 REED RD, THREE LAKES, WI 54562-9232
Document Number	0000831816
Instrument Date	Mar 14, 2022
Instrument	831816
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831817
Date	Mar 16, 2022
Instrument	831817

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 1, 2019
Property Address	780 REED RD, THREE LAKES, WI 54562-9232
Document Number	0000798122
Instrument Date	Sep 21, 2019
Instrument	798122
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000798123
Date	Oct 1, 2019
Instrument	798123

Lender

Name	MBANK
Type	Bank
Address	MANISTIQUE, MI 49854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (+13.22%)	$136,000 (-) Land $26,100 Building $109,900	$255,334 Land $49,002 Building $206,332
2023	$1,672.00 Homeowner's exemption	$136,000 Land $26,100 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bug Tussel Wireless Fixed Wireless	50 / 8
Frontier DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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