780 Ramona Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 780 Ramona Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,532 sqft · built 1966
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-19-062`

Property Details

APN / Parcel Number

Primary APN	`790-19-062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	780 RAMONA WAY
City	GILROY
State	CA
Zip	95020-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 3959 CASA LOMA ESTATES BOOK 193 PAGE 16 LOT 65
Legal Subdivision	CASA LOMA ESTATES
Legal Tract	3959
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1014
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	780 RAMONA WAY, GILROY, CA 95020-4011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 16, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 13, 2018	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2018
Transfer Doc	0023977005
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	780 RAMONA WAY, GILROY, CA 95020-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN ADVISORS GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 RAMONA WAY, GILROY, CA 95020-4011

Mortgage

Document Number	0024740072
Date	Dec 8, 2020
Instrument	24740072

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate	2.58%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	780 RAMONA WAY, GILROY, CA 95020-4011
Document Number	0024740073
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 RAMONA WAY GILROY CA 950204011, GILROY, CA 95020-4011

Mortgage

Document Number	0024740073
Date	Dec 8, 2020
Instrument	24740073

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.58%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2018
Property Address	780 RAMONA WAY, GILROY, CA 95020-4011
Document Number	0023977005
Instrument Date	Jul 9, 2018
Instrument	23977005
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	780 RAMONA WAY GILROY CA 950204011, GILROY, CA 95020-4011

July 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2018
Property Address	780 RAMONA WAY, GILROY, CA 95020-4011
Document Number	0023976302
Instrument Date	Jul 9, 2018
Instrument	23976302
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	780 RAMONA WAY GILROY CA 950204011, GILROY, CA 95020-4011

Mortgage

Document Number	23976303
Date	Jul 13, 2018
Instrument	23976303

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$79,047 (+2%) Land $19,995 Building $59,052
2025	$1,000.00 (+2.67%) Homeowner's exemption	$77,498 (+4.04%) Land $19,603 Building $57,895
2023	$974.00 (+2.1%) Homeowner's exemption	$74,491 Land $18,843 Building $55,648
2022	$954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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