780 N Main St, Elburn, IL 60119 Property Records

Kane County property record for 780 N Main St, Elburn, IL 60119

Property Summary

Property Type	Commercial
Lot Size	0.92 acres (40,075 sqft)
Owner	Company Name on File
Last Sale	$525,000 (May 2014)
Tax Bill	$15,144 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-426-005`

Property Details

APN / Parcel Number

Primary APN	`08-31-426-005`

Exterior

Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	780 N MAIN ST
City	ELBURN
State	IL
Zip	60119-9103
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ELBURN CROSSING LOT # 3
Legal Subdivision	ELBURN CROSSING
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1089
Census Tract	852403

Owner

780 N Main St, a commercial property, is owned by a company that bought it in May 2014.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1438 SNOWBERRY LN, WEST CHICAGO, IL 60185-5970
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA
Jun 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOMESTAR BANK
Jun 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage LENDINGCLUB BANK NA
Aug 2, 2017	Loan Modification, Mortgage · Line of Credit BMO HARRIS BK NA
Jul 31, 2017	Deed of Trust, Mortgage SOMERCOR 504

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2014 · Amount on File
Deed Sale	May 1, 2014 · Amount on File
Deed Document Number	201420447
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	780 N MAIN ST, ELBURN, IL 60119-9103
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021255
Date	Apr 28, 2017
Instrument	2017K021255

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 20, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Margin	4

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	780 N MAIN ST, ELBURN, IL 60119-9103
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025846
Date	Jun 20, 2019
Instrument	2019K025846

Lender

Name	HOMESTAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	780 N MAIN ST, ELBURN, IL 60119-9103
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044469
Date	Jun 10, 2021
Instrument	2021K044469

Lender

Name	LENDINGCLUB BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 2, 2031

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	780 N MAIN ST, ELBURN, IL 60119-9103
Document Number	0000042676
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1438 SNOWBERRY LN WEST CHICAGO IL 601855970, WEST CHICAGO, IL 60185-5970

Mortgage

Document Number	0000042676
Date	Aug 15, 2017
Instrument	42676

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60603-4095

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	780 N MAIN ST, ELBURN, IL 60119-9103
Document Number	0000046106
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 N MAIN ST ELBURN IL 601199103, ELBURN, IL 60119-9103

Mortgage

Document Number	0000046106
Date	Sep 1, 2017
Instrument	46106

Lender

Name	SOMERCOR 504
Address	CHICAGO, IL 60605

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 31, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 780 N Main St was $15,144.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,144.00	$184,312 (+8.43%) Land $101,052 Building $83,260	$553,157 (+8.43%) Land $303,277 Building $249,880
2024		$169,983 Land $93,196 Building $76,787	$510,153 Land $279,700 Building $230,453
2022	$16,871.00 (+4.03%)	$168,857 (+5.91%) Land $84,917 Building $83,940	$506,571 (+5.91%) Land $254,751 Building $251,820
2021	$16,218.00	$159,434 Land $80,178 Building $79,256	$478,302 Land $240,534 Building $237,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 780 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 780 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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