780 Manatee Cv, Vero Beach, FL 32963 Property Records

Indian River County property record for 780 Manatee Cv, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,057 sqft · built 1990
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,500,000 (Sep 2020)
Tax Bill	$82,663 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-39-12-00008-0000-00151.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-12-00008-0000-00151.0`
Alternative APN	`44247`

Interior

Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,057 sqft Living Area
Gross Area	5,777 sqft
1st Floor Area	5,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	57,064 sqft (1.31 acres)
Lot Dimensions	198 ft deep x 221 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	720 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	570 sqft
Porch	Open Porch
Porch Area	839 sqft
Deck Area	390 sqft
Patio Area	591 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	780 MANATEE CV
City	VERO BEACH
State	FL
Zip	32963-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHNS ISLAND PLAT 49 LOT 151 PBI 12-60 & 60A
Legal Range	39E
Legal Township	32S
Legal Section	12
Legal Subdivision	JOHNS ISLAND PLAT 49
Legal Lot Number	151
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1009
Census Tract	50507

Owner

Source: Indian River County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 MANATEE CV, VERO BEACH, FL 32963-3728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 2, 2020	Warranty Deed, Transfer · Construction Mortgage MARTHA B O'CONNOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	202051538
Deed Book / Page	3334 / 877
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0033110247
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	780 MANATEE CV, VERO BEACH, FL 32963-3728
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 LINDSAY POND RD, CONCORD, MA 01742-5217
Investor	Possibly a Property Investor

Mortgage

Document Number	0035312175
Date	Apr 18, 2022
Book Page	3531/2175
Instrument	3120220024670

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	780 MANATEE CV, INDIAN RIVER SHORES, FL 32963-3728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 LINDSAY POND RD, CONCORD, MA 01742-5217

Mortgage

Document Number	0033721433
Date	Dec 29, 2020
Book Page	3372/1433
Instrument	3120200079042

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Margin	2
Max Rate	7.62%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 2, 2020
Property Address	780 MANATEE CV, INDIAN RIVER SHORES, FL 32963-3728
Document Number	0033340877
Book / Page	003334 / 000877
Instrument Date	Aug 28, 2020
Instrument	51538
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	353 LINDSAY POND RD CONCORD MA 017425217, CONCORD, MA 01742-5217

Mortgage

Document Number	33340881
Date	Sep 2, 2020
Book Page	003334/000881
Instrument	51539

Lender

Name	MARTHA B O'CONNOR
Address	25 EMERSON RD, WELLESLEY, MA 02481-3410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$82,663.00 (+8.79%) Homeowner's exemption	$6,996,977 (+7.81%)	$7,759,345 (-7.41%) Land $5,480,290 Building $2,279,055
2023	$75,984.00 (+2.1%)	$6,489,922 (+3%)	$8,380,257 (+33%) Land $6,227,147 Building $2,153,110
2022	$74,418.00	$6,300,895 Land $4,625,880 Building $1,675,015	$6,300,895 Land $4,625,880 Building $1,675,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Manatee Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures