Grundy County property record for 780 Main St, Altamont, TN 37301
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,342 sqft · built 1983 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Apr 2026) |
| Tax Bill | $236 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 031045 00400 |
| Primary APN | 031045 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Utility Building | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 780 MAIN ST |
|---|---|
| City | ALTAMONT |
| State | TN |
| Zip | 37301-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Legal Subdivision | SEE LEASE 1016-527 |
| Jurisdiction | GRUNDY TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 955000 |
780 Main St is owned by two individuals who bought it in April 2026.
Source: Grundy County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18551 STATE ROUTE 56, BEERSHEBA SPRINGS, TN 37305-4619 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| Apr 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Apr 2, 1987 · Amount on File |
| Deed Document Number | 2026114711 |
| Deed Book / Page | 1165 / 2201 |
| Transfer Doc | 6412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | Sep 28, 2026 |
| Property Address | 780 MAIN ST, ALTAMONT, TN 37301-3627 |
| Document Number | 0000116134 |
| Book / Page | 1168 / 57 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 2026116134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 780 MAIN ST, ALTAMONT, TN 37301-3627 |
| Document Number | 0000116134, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 1168/57 |
| Instrument | 2026116134 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 21, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY TN |
| Recording Date | Apr 21, 2026 |
| Property Address | 780 MAIN ST, ALTAMONT, TN 37301-3627 |
| Document Number | 0000114711 |
| Book / Page | 1165 / 2201 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026114711 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $3,737.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
The 2025 property tax bill for 780 Main St was $236.
Source: Grundy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Altamont Town |
| County | Grundy County |
| Unified School District | Grundy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236.00 | $16,575 (-) Land $4,300 Building $12,275 | |
| 2024 | $236.00 | $16,575 (-) Land $4,300 Building $12,275 | |
| 2023 | $236.00 (+6.31%) | $16,575 (+65.34%) Land $4,300 Building $12,275 | |
| 2022 | $222.00 | $10,025 Land $2,825 Building $7,200 | $40,100 Land $11,300 Building $28,800 |
| 2020 | $66,300 Land $17,200 Building $49,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 780 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 780 Main St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 91% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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