Chester County property record for 780 Hearn St, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,002 sqft · built 1910 |
| Lot Size | 0.423 acres (18,445 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,900 (Jan 2022) |
| Tax Bill | $568 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012046 01601 |
| Primary APN | 012046 01601 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 930 sqft |
| Finished Basement | 930 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,445 sqft (0.423 acres) |
| Lot Dimensions | 119 ft deep x 155 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 780 HEARN ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H50 |
| Legal Subdivision | ROYAL OAKS |
| Legal Lot Number | 2 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 970302 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 780 HEARN ST, HENDERSON, TN 38340-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer · FHA Mortgage LEADERS CU |
| Nov 9, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Jul 23, 2007 · Amount on Record |
| Deed Document Number | 202269446 |
| Deed Book / Page | 486 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Jan 5, 2022 |
| Property Address | 780 HEARN ST, HENDERSON, TN 38340-2502 |
| Document Number | 0004860400 |
| Book / Page | 486 / 400 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 69446 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 780 HEARN ST, HENDERSON, TN 38340-2502 |
| Document Number | 0000069447 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 69447 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Nov 9, 2017 |
| Property Address | 780 HEARN ST, HENDERSON, TN 38340-2502 |
| Document Number | 0004270404 |
| Book / Page | 000427 / 000404 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 57686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 815 CAMPBELL ST JACKSON TN 383014004, JACKSON, TN 38301-4004 |
| Document Number | 4270406 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 000427/000406 |
| Instrument | 57687 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 8, 2022 |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568.00 | $27,925 (-) | $111,700 (-) Land $15,100 Building $96,600 |
| 2025 | $568.00 (+19.08%) | $27,925 (+45.63%) | $111,700 (+45.63%) Land $15,100 Building $96,600 |
| 2023 | $477.00 | $19,175 | $76,700 Land $11,500 Building $65,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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