780 Fire Tower Rd, Ellerbe, NC 28338 Property Records

Richmond County property record for 780 Fire Tower Rd, Ellerbe, NC 28338

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1994
Lot Size	3.63 acres (158,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Mar 2020)
Tax Bill	$2,034 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`749800178228`

Property Details

APN / Parcel Number

Primary APN	`749800178228`
Alternative APN	`95310302`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,123 sqft (3.63 acres)
Terrain	Rolling
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	95310302
Street Address	780 FIRE TOWER RD
City	ELLERBE
State	NC
Zip	28338-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	AC & HSE FIRETOWER RD
Jurisdiction	RICHMOND NC
Township / Civil Division	MINERAL SPRINGS
Census Block Group	3
Census Block	3013
Census Tract	970200

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 FIRE TOWER RD, ELLERBE, NC 28338-8581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Apr 28, 2005 · Amount on Record
Deed Document Number	2020257082
Deed Book / Page	1839 / 202
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	780 FIRE TOWER RD, ELLERBE, NC 28338-8581
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001991/317
Date	Feb 29, 2024
Book Page	1991/317
Instrument	277513

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	780 FIRE TOWER RD, ELLERBE, NC 28338-8581
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001820/521
Date	Aug 30, 2019
Book Page	1820/521
Instrument	254379

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	ROCKINGHAM, NC 28380

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Mar 25, 2020
Property Address	780 FIRE TOWER RD, ELLERBE, NC 28338-8581
Document Number	001839/202
Book / Page	1839 / 202
Map Reference	SL 725-L
Instrument Date	Mar 25, 2020
Instrument	257082
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 ANN ST, 1320, ROCKINGHAM, NC 28379-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 FIRE TOWER RD, ELLERBE, NC 28338-8581

Mortgage

Document Number	0000257083
Date	Mar 25, 2020
Instrument	257083

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,034.00 (+40.66%)	$236,976 (+67.87%) Land $24,847 Building $212,129	$236,976 (+67.87%) Land $24,847 Building $212,129
2023	$1,446.00	$141,163 Land $14,822 Building $126,341	$141,163 Land $14,822 Building $126,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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