780 Eglinton Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 780 Eglinton Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,767 sqft · built 1980
Lot Size	3.7 acres (161,216 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,966 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-10600`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-10600`
Alternative APN	`18349`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,767 sqft Finished Area
Basement Area	1,814 sqft
Finished Basement	140 sqft
Unfinished Basement	837 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	161,216 sqft (3.7 acres)
Porch	Slab
Deck Area	210 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	780 EGLINTON LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY WOODS 2 3
Legal Subdivision	IVY WOODS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	780 EGLINTON LN, CHARLOTTESVILLE, VA 22903-7624
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 25, 2025
Transfer Doc	0000006070
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	780 EGLINTON LN, CHARLOTTESVILLE, VA 22903-7624
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 EGLINTON LN, CHARLOTTESVILLE, VA 22903-7624

Mortgage

Document Number	202200002230
Date	Feb 23, 2022
Instrument	202200002230

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	780 EGLINTON LN, CHARLOTTESVILLE, VA 22903-7624
Document Number	0000004441
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	780 EGLINTON LN CHARLOTTESVILLE VA 229037624, CHARLOTTESVILLE, VA 22903-7624

Mortgage

Document Number	0000004441
Date	Apr 21, 2020
Book Page	005304/000118
Instrument	4441

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,966.00 (+14.71%)	$555,500 (+14.7%) Land $214,400 Building $341,100	$555,500 (+14.7%) Land $214,400 Building $341,100
2025	$4,329.00 (+19.39%)	$484,300 (+14.03%) Land $208,500 Building $275,800	$484,300 (+14.03%) Land $208,500 Building $275,800
2023	$3,626.00	$424,700 Land $178,700 Building $246,000	$424,700 Land $178,700 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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