Miami County property record for 780 E Lovers Lane Rd, Peru, IN 46970
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,888 sqft · built 1870 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-27201-20 |
| Primary APN | 015-27201-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,888 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Gazebo | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 01651156598 |
|---|---|
| Street Address | 780 E LOVERS LANE RD |
| City | PERU |
| State | IN |
| Zip | 46970-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 015-27201-20 PT E1/2 SE1/4 15-27-04 3.00 ACRES DA 645 29 272 01200 |
| Jurisdiction | MIAMI IN |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 952100 |
780 E Lovers Lane Rd is owned and occupied by two individuals.
Source: Miami County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 780 E LOVERS LANE RD, PERU, IN 46970-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 780 E LOVERS LANE RD, PERU, IN 46970-8503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 780 E LOVERS LANE RD, PERU, IN 46970-8503 |
| Document Number | 20200525172 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 20200525172 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | WABASH, IN 46992 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 780 E Lovers Lane Rd was $1,201 with a homeowner's exemption, down 5.4% from the year before.
Source: Miami County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Miami County |
| County Subdivision | Peru Township |
| Unified School District | Peru Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (-5.43%) Homeowner's exemption | $166,500 Land $26,700 Building $139,800 | $166,500 Land $26,700 Building $139,800 |
| 2024 | $1,270.00 (+5.92%) | ||
| 2023 | $1,199.00 (+49.5%) | $128,500 Land $26,700 Building $101,800 | $128,500 Land $26,700 Building $101,800 |
| 2022 | $802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 780 E Lovers Lane Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (1998–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 780 E Lovers Lane Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Skyewaves Fixed Wireless | 100 / 100 |
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