Kane County property record for 780 Division St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,418 sqft · built 1988 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (May 2015) |
| Tax Bill | $7,185 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-201-012 |
| Primary APN | 12-02-201-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 7,875 sqft (0.181 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 780 DIVISION ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENEVA KNOLLS UNIT NO. 2 - LOT 11 |
| Legal Subdivision | GENEVA KNOLLS |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 852500 |
780 Division St is owned and occupied by an individual who bought it in May 2015.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 780 DIVISION ST, GENEVA, IL 60134-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on File |
| Deed Sale | May 26, 2015 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 201526652 |
| Prior Transfer Date | Aug 26, 2006 |
| Prior Transfer Doc | 0000113020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 780 DIVISION ST, GENEVA, IL 60134-3400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056777 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021K056777 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 780 DIVISION ST, GENEVA, IL 60134-3400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000029854 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021K029854 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 780 Division St was $7,185 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,185.00 Homeowner's exemption | $106,130 (+8.5%) Land $32,107 Building $74,023 | $318,517 (+8.5%) Land $96,360 Building $222,158 |
| 2024 | $97,816 Land $29,592 Building $68,224 | $293,565 Land $88,812 Building $204,754 | |
| 2022 | $6,439.00 (+3.14%) Homeowner's exemption | $82,628 (+3.86%) Land $24,997 Building $57,631 | $247,884 (+3.86%) Land $74,991 Building $172,893 |
| 2021 | $6,243.00 Homeowner's exemption | $79,557 Land $24,068 Building $55,489 | $238,671 Land $72,204 Building $166,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 780 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 780 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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