Cherokee County property record for 780 Co Rd 265, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,652 sqft · built 1950 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $330 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-04-18-0-000-010.000 |
| Primary APN | 13-14-04-18-0-000-010.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | Slab |
| Porch Area | 376 sqft |
| Account Number | 13447 |
|---|---|
| Street Address | 780 COUNTY ROAD 265 |
| City | CENTRE |
| State | AL |
| Zip | 35960-7118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INTERSECTION NLY ROW OLD 411 & WLY ROW CO 26; SW120 TO POB; NW190; SW136; SE190; NE103.5 TO POB |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 18 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 780 COUNTY ROAD 265, CENTRE, AL 35960-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 20, 2026 |
| Property Address | 780 COUNTY ROAD 265, CENTRE, AL 35960-7118 |
| Document Number | 0000243869 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026243869 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 780 COUNTY ROAD 265, CENTRE, AL 35960-7118 |
| Document Number | 0000243869, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026243869 |
| Name | UNION STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330.00 (+7.84%) | ||
| 2025 | $306.00 Homeowner's exemption | $8,560 (-) Land $440 Building $8,120 | $85,400 (-) Land $4,300 Building $81,100 |
| 2024 | $306.00 Additional exemption filed | $8,560 (-) Land $440 Building $8,120 | $85,400 (-) Land $4,300 Building $81,100 |
| 2023 | $306.00 Homeowner's exemption | $8,560 (-) | $85,400 (-) Land $4,300 Building $81,100 |
| 2022 | $306.00 Homeowner's exemption | $8,560 Land $440 Building $8,120 | $85,400 Land $4,300 Building $81,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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