780 Bellamy Rd, Lula, GA 30554 Property Records

Banks County property record for 780 Bellamy Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1987
Lot Size	4.39 acres (191,228 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Mar 2026)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Nov 2015 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B38 003`

Property Details

APN / Parcel Number

Primary APN	`B38 003`
Alternative APN	`446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	6 Stories
Building Area	2,080 sqft Heated Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Metal
Lot Area	191,228 sqft (4.39 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	56 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	446
Street Address	780 BELLAMY RD
City	LULA
State	GA
Zip	30554-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB10-48
Legal Subdivision	00300-HOMER AREA 6000
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1016
Census Tract	970200

Owner

780 Bellamy Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Banks County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2458 POST RD, CLEVELAND, GA 30528-5323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2015	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Mar 20, 2026	Warranty Deed, Transfer FORECLOSURE SOLUTIONS OF GEORGIA
Jan 20, 2026	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Jan 20, 2026 · Amount on File
Deed Book / Page	596 / 695
Record Updated	Sep 20, 2026

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	780 BELLAMY RD, LULA, GA 30554-3901
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000417/608
Date	Nov 9, 2015
Book Page	417/608

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2025

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 20, 2026
Property Address	780 BELLAMY RD, LULA, GA 30554-3901
Document Number	000596/695
Book / Page	596 / 695
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 POST RD, CLEVELAND, GA 30528-5323

Mortgage

Document Number	0000596698
Date	Mar 20, 2026
Instrument	596/698

Lender

Name	FORECLOSURE SOLUTIONS OF GEORGIA

Agreement

Amount	Amount on Record
Term	34 Months
Due	Jan 1, 2029

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 20, 2026
Property Address	780 BELLAMY RD, LULA, GA 30554-3901
Document Number	000593/382
Book / Page	593 / 382
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$1.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 J M TURK RD, FLOWERY BRANCH, GA 30542-3526

Tax Assessment & Valuation

The 2025 property tax bill for 780 Bellamy Rd was $1,703 with exemptions applied, down 3.1% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (-3.13%) Homeowner's exemption Senior Citizen's exemption	$115,205 (+5.47%) Land $27,628 Building $87,577	$288,011 (+5.47%) Land $69,069 Building $218,942
2024	$1,758.00 (+74.06%) Homeowner's exemption Senior Citizen's exemption	$109,231 (+24.6%) Land $25,116 Building $84,115	$273,077 (+24.6%) Land $62,790 Building $210,287
2023	$1,010.00 (-6.13%) Homeowner's exemption Senior Citizen's exemption	$87,664 (+23.07%) Land $26,876 Building $60,788	$219,158 (+23.07%) Land $67,189 Building $151,969
2022	$1,076.00 Homeowner's exemption Senior Citizen's exemption	$71,230 Land $19,573 Building $51,657	$178,075 Land $48,933 Building $129,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 780 Bellamy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 780 Bellamy Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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