780 Bedford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 780 Bedford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1989
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2018)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-026-101-116`

Property Details

APN / Parcel Number

Primary APN	`06-25-026-101-116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
1st Floor Area	990 sqft
2nd Floor Area	696 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	121 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	780 BEDFORD AVE
City	ELYRIA
State	OH
Zip	44035-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD EST 2 85.40 X 135 S/L 40
Legal Subdivision	BEDFORD ESTATE SUBDIVISION #2
Legal Tract	25
Legal Block	101
Legal Lot Number	40
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVE CREDIT UNION
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVA CU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2018	Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	2018001659
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069033
Date	Sep 25, 2025
Instrument	2025-0069033

Lender

Name	ACHIEVE CREDIT UNION
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2035

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000912658
Date	Apr 17, 2023
Instrument	2023-0912658

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210820613
Date	Jun 1, 2021
Instrument	2021-0820613

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 6, 2018
Property Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Document Number	0000667608
Map Reference	MB 42 PG 52
Instrument Date	Apr 5, 2018
Instrument	2018-0667608
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 BEDFORD AVE, ELYRIA, OH 44035-3061
Investor	Possibly a Property Investor

Mortgage

Document Number	0000667609
Date	Apr 6, 2018
Instrument	2018-0667609

Lender

Name	UNION CAPITAL MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00	$72,250 (-0.01%) Land $10,500 Building $61,750	$206,440 (-) Land $30,000 Building $176,440
2024	$3,402.00 (+11.76%)	$72,254 (+29.35%) Land $10,500 Building $61,754	$206,440 (+29.35%) Land $30,000 Building $176,440
2023	$3,044.00 (+0.4%)	$55,861 (-0.02%) Land $11,855 Building $44,006	$159,600 (-) Land $33,870 Building $125,730
2022	$3,032.00	$55,870 Land $11,860 Building $44,010
2021			$159,600 Land $33,870 Building $125,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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