780 Andover St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 780 Andover St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,527 sqft · built 1922
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Jun 2011)
Tax Bill	$9,609 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H08650`

Property Details

APN / Parcel Number

Primary APN	`H08650`
Alternative APNs	`LOWE M:248 B:160 L:780` `M:000248 T:H08650`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	5,588 sqft
1st Floor Area	1,642 sqft
Basement Area	1,014 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	16,117 sqft (0.37 acres)
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	H08650
Street Address	780 ANDOVER ST
City	LOWELL
State	MA
Zip	01852-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	PLAN 1674-19
Legal Block	160
Legal Lot Number	780
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1016
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	780 ANDOVER ST, LOWELL, MA 01852-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
May 24, 2019	Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INST/TECH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2011 · Amount on Record
Deed Sale	Jun 10, 2011 · Amount on Record
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	780 ANDOVER ST, LOWELL, MA 01852-2002
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	313175
Date	Oct 1, 2021
Instrument	313175

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	780 ANDOVER ST, LOWELL, MA 01852-2002
Document Number	0000300814
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 ANDOVER ST LOWELL MA 018522002, LOWELL, MA 01852-2002

Mortgage

Document Number	0000300814
Date	May 31, 2019
Instrument	300814

Lender

Name	MASSACHUSETTS INST/TECH

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,609.00 (+7.87%)	$846,600 (+9.1%) Land $271,900 Building $574,700	$803,570 (-1.91%)
2025	$8,908.00 (-1.61%)	$776,000 (+2.08%) Land $254,100 Building $521,900	$819,185 (+4.55%)
2024	$9,054.00 (+7.24%)	$760,200 (+11.83%) Land $237,500 Building $522,700	$783,560
2023	$8,443.00	$679,800 Land $206,500 Building $473,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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