780 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 780 4th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,664 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$180,850 (Oct 2021)
Tax Bill	$6,192 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Sale & Mortgage
APN	`381700 80.32-10-13`

Property Details

APN / Parcel Number

Primary APN	`381700 80.32-10-13`
Alternative APN	`1704530`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	260 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1704530
Street Address	780 4TH AVE
City	TROY
State	NY
Zip	12182-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1.5 STY FR HSE &2C FR GAR 343-5/N1/2 61 S1/2 62
Legal Block	10
Legal Lot Number	13.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4010
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	780 4TH AVE, TROY, NY 12182-2127
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	2021597930
Deed Book / Page	9775 / 224
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	780 4TH AVE, TROY, NY 12182-2127
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106280100
Date	Mar 19, 2024
Book Page	10628/100
Instrument	2024-639519

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 7, 2021
Property Address	780 4TH AVE, TROY, NY 12182-2127
Document Number	0097750224
Book / Page	9775 / 224
Instrument Date	Oct 1, 2021
Instrument	2021-597930
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HAWTHORNE CT, CLIFTON PARK, NY 12065-7516

Mortgage

Document Number	2021597931
Date	Oct 7, 2021
Instrument	2021-597931

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,192.00 (+4.97%)
2025	$5,899.00 (+31.35%)	$103,000 (-) Land $14,000 Building $89,000	$176,400 (+19.92%) Land $23,977 Building $152,423
2023		$103,000 (-) Land $14,000 Building $89,000	$147,100 (+8.54%) Land $19,994 Building $127,106
2022	$4,491.00	$103,000 Land $14,000 Building $89,000	$135,526 Land $18,421 Building $117,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1996–2011)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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