780 2nd Ave, Horace, ND 58047 Property Records

Cass County property record for 780 2nd Ave, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,292 sqft · built 2020
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Last Sale	$250,900 (Oct 2020)
Tax Bill	$6,225 (2025)
Deeds & Mortgages	Aug 2021 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00470-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00470-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	1,292 sqft Living Area
Basement Area	1,090 sqft
Finished Basement	1,090 sqft
Unfinished Basement	1,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Attached
Garage Area	746 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	780 2ND AVE
City	HORACE
State	ND
Zip	58047-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLOCK: 3 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 16 BLK 3 **9-20-18 REPLAT OF
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	3
Legal Lot Number	16
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2016
Census Tract	40503

Owner

780 2nd Ave is owned and occupied by two individuals who acquired it in July 2021.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	780 2ND AVE, HORACE, ND 58047-5503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Intrafamily Transfer, Transfer
Oct 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE MORTGAGE CO
May 15, 2020	Deed of Trust, Mortgage · Construction Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	May 19, 2020 · Amount on File
Deed Document Number	20201610389
Last Transfer Date	Jul 29, 2021
Transfer Doc	0001641288
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Aug 5, 2021
Property Address	780 2ND AVE, HORACE, ND 58047-5503
Document Number	0001641288
Instrument Date	Jul 29, 2021
Instrument	1641288
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5207 33RD AVE S # S121, 5207, FARGO, ND 58104-7461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 2ND AVENUE, FARGO, ND 58102-4506

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 28, 2020
Property Address	780 2ND AVE, HORACE, ND 58047-5503
Document Number	0001610389
Instrument Date	Oct 28, 2020
Instrument	1610389
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	ONPOINT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 2ND AVE, HORACE, ND 58047-5503

Mortgage

Document Number	0001610390
Date	Oct 28, 2020
Instrument	1610390

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	780 2ND AVE, HORACE, ND 58047-5503
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 515 MOORHEAD MN 565610515, MOORHEAD, MN 56561-0515
Investor	Possibly a Property Investor

Mortgage

Document Number	1591000
Date	May 19, 2020
Instrument	1591000

Lender

Name	BELL BK
Address	FARGO, ND 58106-0877

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 18, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 780 2nd Ave was $6,225.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,225.00	$171,750 Land $30,550 Building $141,200	$343,500 Land $61,100 Building $282,400
2023	$7,508.00	$161,550 Land $30,550 Building $131,000	$323,100 Land $61,100 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 780 2nd Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 780 2nd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures