Monterey County property record for 78 Work Ave, Del Rey Oaks, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,103 sqft · built 1950 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $503,000 (Jul 2016) |
| Tax Bill | $7,183 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-493-020-000 |
| Primary APN | 012-493-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,103 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,400 sqft (0.124 acres) |
| Old Parcel Number | 012-493-020 |
|---|---|
| Street Address | 78 WORK AVE |
| City | MONTEREY |
| State | CA |
| Zip | 93940-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 172 DEL REY WOODS 3 LOT 20 BLK 9 |
| Legal Subdivision | DEL REY WOODS 3 |
| Legal Tract | 172 |
| Legal Block | 9 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 13400 |
Source: Monterey County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 WORK AVE, MONTEREY, CA 93940-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Document Number | 201640480 |
| Prior Transfer Date | Jul 13, 2005 |
| Prior Transfer Doc | 0000076816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 78 WORK AVE, DEL REY OAKS, CA 93940-5534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 78 WORK AVE, MONTEREY, CA 93940-5534 |
| Document Number | 0000044372 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021044372 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 78 WORK AVE, DEL REY OAKS, CA 93940-5534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014819 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020014819 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 78 WORK AVE, DEL REY OAKS, CA 93940-5534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014825 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020014825 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Del Rey Oaks City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $649,269 (+2%) Land $443,921 Building $205,348 | |
| 2025 | $7,183.00 (+16.04%) Homeowner's exemption | $636,539 (+11.32%) Land $435,217 Building $201,322 |
| 2023 | $6,190.00 (+1.43%) Homeowner's exemption | $571,823 Land $418,318 Building $153,505 |
| 2022 | $6,103.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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