Middlesex County and Natick Town property record for 78 Winter St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,019 sqft · built 2002 |
| Lot Size | 0.729 acres (31,760 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $850,000 (Aug 2014) |
| Tax Bill | $17,292 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0000034H |
| Primary APN | 4-0000034H |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,019 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,338 sqft |
| Unfinished Basement | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 31,760 sqft (0.729 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4-0000034H |
|---|---|
| Street Address | 78 WINTER ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 78 WINTER ST, NATICK, MA 01760-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on Record |
| Deed Sale | Aug 5, 2014 · Amount on Record |
| Prior Sale | Aug 5, 2014 · Amount on Record |
| Deed Book / Page | 64033 / 48 |
| Transfer Doc | 0064033-48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Sep 20, 2021 |
| Property Address | 78 WINTER ST, NATICK, MA 01760-1019 |
| Document Number | 78734-566 |
| Book / Page | 78734 / 566 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 208389 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WINTER ST, NATICK, MA 01760-1019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 78 WINTER ST, NATICK, MA 01760-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76281-536 |
|---|---|
| Date | Nov 27, 2020 |
| Book Page | 76281/536 |
| Instrument | 224489 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 78 WINTER ST, NATICK, MA 01760-1019 |
| Document Number | 73468-211 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 78 WINTER ST NATICK MA 017601019, NATICK, MA 01760-1019 |
| Document Number | 73468-211 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 073468/000211 |
| Instrument | 159317 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2034 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,292.00 (+3.59%) | $1,445,800 (+6.19%) Land $499,000 Building $946,800 | $1,385,955 |
| 2024 | $16,692.00 (+9.05%) | $1,361,500 (+12.43%) Land $471,400 Building $890,100 | |
| 2023 | $15,307.00 | $1,211,000 Land $439,200 Building $771,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
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