78 Whittier St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 78 Whittier St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 3,395 sqft · built 1909
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$3,409 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12255 P:0016`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12255 P:0016`
Alternative APN	`122550016`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,395 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	122550016
Street Address	78 WHITTIER ST
City	SPRINGFIELD
State	MA
Zip	01108-2471
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	802601

Owner

78 Whittier St, a duplex, is owned and occupied by an individual who bought it in July 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	78 WHITTIER ST, SPRINGFIELD, MA 01108-2471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2023	Warranty Deed, Transfer · Stand-Alone Refinance COREVEST AMERICAN FINANCE
Jul 1, 2019	Quit Claim Deed, Transfer COREVEST AMERICAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Document Number	202630699
Deed Book / Page	26401 / 368
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	22791-263
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 1, 2026
Property Address	78 WHITTIER ST, SPRINGFIELD, MA 01108-2471
Document Number	0000030699
Book / Page	26401 / 368
Instrument Date	Jun 29, 2026
Instrument	202630699
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WHITTIER ST, SPRINGFIELD, MA 01108-2471

Mortgage

Date	Jul 1, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 7, 2023
Property Address	78 WHITTIER ST, SPRINGFIELD, MA 01108-2471
Document Number	025106-348
Book / Page	25106 / 348
Instrument Date	Jul 31, 2023
Instrument	36461
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RUGBY RD, FEEDING HILLS, MA 01030-1721

Mortgage

Document Number	025106-357
Date	Aug 7, 2023
Book Page	25106/357
Instrument	36463

Lender

Name	COREVEST AMERICAN FINANCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 1, 2019
Property Address	78 WHITTIER ST, SPRINGFIELD, MA 01108-2471
Document Number	22739-6
Book / Page	022739 / 000006
Instrument Date	Jun 27, 2019
Instrument	36086
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 RUGBY RD FEEDING HILLS MA 010301721, FEEDING HILLS, MA 01030-1721

Mortgage

Document Number	22739-8
Date	Jul 1, 2019
Book Page	022739/000008
Instrument	36087

Lender

Name	COREVEST AMERICAN FIN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 78 Whittier St was $3,409, up 4.7% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,409.00 (+4.67%)	$220,500 (+6.16%) Land $50,600 Building $169,900	$405,416
2025	$3,257.00	$207,700 Land $36,800 Building $170,900
2023	$3,268.00	$191,700 Land $35,100 Building $156,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 Whittier St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Whittier St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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