78 Whitten Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 78 Whitten Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,049 sqft · built 1870
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2023)
Tax Bill	$907 (2026)
Deeds & Mortgages	Sep 2025 Transfer Oct 2023 Sale & Mortgage + 1 more
APN	`164889 98.-3-10`

Property Details

APN / Parcel Number

Primary APN	`164889 98.-3-10`
Alternative APNs	`488909800000030100000000` `1.-138-12`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,049 sqft Living Area
1st Floor Area	743 sqft
2nd Floor Area	306 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Porch	Slab
Porch Area	208 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-138-12
Street Address	78 WHITTEN RD
City	MALONE
State	NY
Zip	12953-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SEC6 BLOCK47 LOT11
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

78 Whitten Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	78 WHITTEN RD, MALONE, NY 12953-4803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2023	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEACOMM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Aug 29, 2012 · Amount on File
Deed Document Number	20234754
Last Transfer Date	Sep 16, 2025
Transfer Doc	0000008949
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 24, 2025
Property Address	78 WHITTEN RD, MALONE, NY 12953-4803
Document Number	0000008949
Book / Page	2025 / 8949
Instrument Date	Sep 16, 2025
Instrument	2025-8949
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WHITTEN RD, MALONE, NY 12953-4803

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Oct 19, 2023
Property Address	78 WHITTEN RD, MALONE, NY 12953-4803
Document Number	0000004754
Instrument Date	Oct 12, 2023
Instrument	2023-4754
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 NUMBER FIVE RD, CHATEAUGAY, NY 12920-1742

Mortgage

Document Number	0000004755
Date	Oct 19, 2023
Instrument	2023-4755

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	78 WHITTEN RD, MALONE, NY 12953-4803
Document Number	0000001385
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	ETNA ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WHITTEN RD MALONE NY 129534803, MALONE, NY 12953-4803

Mortgage

Document Number	0000001385
Date	Mar 23, 2018
Instrument	1385

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MALONE, NY 12953

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2033

Interest

Rate	4.7%

Tax Assessment & Valuation

The 2026 property tax bill for 78 Whitten Rd was $907 with exemptions applied, down 2.6% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$907.00 (-2.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$931.00 (-6.81%)	$36,700 (-) Land $9,100 Building $27,600	$67,963 (-5.56%) Land $16,852 Building $51,111
2024	$999.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$36,700 (-) Land $9,100 Building $27,600	$71,961 (+17.65%) Land $17,843 Building $54,118
2023		$36,700 (-) Land $9,100 Building $27,600	$61,167 (+14.17%) Land $15,167 Building $46,000
2022		$36,700 Land $9,100 Building $27,600	$53,577 Land $13,285 Building $40,292
2021	$562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 78 Whitten Rd; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Whitten Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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