78 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 78 Westgate Dr, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details1,604 sqft · built 1983
Lot Size0.002 acres (100 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Jan 2020)
Tax Bill$9,575 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00411-0000-00005-03-C0078

Property Details

APN / Parcel Number

Primary APN05-00411-0000-00005-03-C0078
Alternative APNs
  • 0500411000000005 M3 C0078
  • 00010940

Interior

Building Area1,604 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Lot Area100 sqft (0.002 acres)

Location & Zoning

Account Number00010940
Street Address78 WESTGATE DR
CityEDISON
StateNJ
Zip08820-1155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRATH
Legal DescriptionUNIT 78
Legal SubdivisionWESTGATE SQUARE
Legal Block411
Legal Lot Number5.3
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1003
Census Tract1412

Owner

78 Westgate Dr is owned and occupied by two individuals who acquired it in May 2021.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address78 WESTGATE DR, EDISON, NJ 08820-1155
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jan 13, 2020Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2020 · Amount on File
Deed SaleJan 13, 2020 · Amount on File
Prior SaleMay 8, 2007 · Amount on File
Deed Document Number20203656
Deed Book / Page17748 / 646
Last Transfer DateMay 7, 2021
Transfer Doc0000067322
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateMay 19, 2021
Property Address78 WESTGATE DR, EDISON, NJ 08820-1155
Document Number2021067322
Book / Page18450 / 362
Instrument DateMay 7, 2021
Instrument2021067322
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyTITLE AUTHORITY INC, TITLE AUTHORITY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address78 WESTGATE DR, EDISON, NJ 08820-1155

Mortgage

Document Number2021067323
DateMay 19, 2021
Instrument2021067323
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJan 13, 2020
Property Address78 WESTGATE DR, EDISON, NJ 08820-1155
Document Number2020003656
Book / Page17748 / 0646
Map ReferenceMB 5386 PG 538
Instrument DateDec 31, 2019
Instrument2020003656
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,754.20
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 SINCLAIR AVE, 108, UNION, NJ 07083-8912

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address78 WESTGATE DR, EDISON, NJ 08820-1155

Mortgage

Document Number2020003657
DateJan 13, 2020
Instrument2020003657
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 78 Westgate Dr was $9,575, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,900 (-) Land $75,000 Building $85,900$160,900 (-) Land $75,000 Building $85,900
2025$9,575.00 (+3.83%)$160,900 Land $75,000 Building $85,900$160,900 Land $75,000 Building $85,900
2024$9,222.00
2023$160,900 Land $75,000 Building $85,900$160,900 Land $75,000 Building $85,900
2022$9,179.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Westgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Westgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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