Carroll County property record for 78 Washington Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 960 sqft · built 1983 |
| Lot Size | 0.176 acres (7,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2005) |
| Tax Bill | $3,395 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-051700 |
| Primary APN | 07-051700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 960 sqft Total Area |
| Basement Area | 759 sqft |
| Finished Basement | 759 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,670 sqft (0.176 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051700 |
|---|---|
| Street Address | 78 WASHINGTON LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 16 - 7670 SQ FT WASHINGTON LN 23-94/100 WASHINGTON CRT PUD SC 1 |
| Legal Subdivision | WASHINGTON COURT PUD SEC 01 |
| Legal Lot Number | 16 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 507801 |
78 Washington Ln is owned and occupied by an individual who bought it in January 2005.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 WASHINGTON LN, WESTMINSTER, MD 21157-5847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2005 · Amount on File |
| Deed Sale | Jan 7, 2005 · Amount on File |
| Prior Sale | Nov 6, 1997 |
| Deed Document Number | 200543167 |
| Deed Book / Page | 4275 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 78 WASHINGTON LN, WESTMINSTER, MD 21157-5847 |
| Document Number | 0096200425 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 78 WASHINGTON LN WESTMINSTER MD 211575847, WESTMINSTER, MD 21157-5847 |
| Document Number | 0096200425 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 009620/000425 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
The 2026 property tax bill for 78 Washington Ln was $3,395, up 5.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,395.00 (+5.9%) | $303,200 Land $90,000 Building $213,200 | $303,200 Land $90,000 Building $213,200 |
| 2025 | $3,206.00 | ||
| 2023 | $2,852.00 | $252,400 Land $90,000 Building $162,400 | $252,400 Land $90,000 Building $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Washington Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Washington Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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