Essex County and Saugus Town property record for 78 Walnut St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,390 sqft · built 1947 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $752,900 (Oct 2022) |
| Tax Bill | $7,881 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:016-D B:0004 L:0008 |
| Primary APN | SAUG M:016-D B:0004 L:0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,390 sqft Living Area |
| Gross Area | 4,095 sqft |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 1,235 sqft |
| Finished Basement | 1,103 sqft |
| Unfinished Basement | 132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,602 sqft (0.289 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 5384009 |
|---|---|
| Street Address | 78 WALNUT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 208401 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Dec 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Dec 23, 1993 · Amount on Record |
| Deed Document Number | 20221710 |
| Deed Book / Page | 41253 / 581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 19, 2022 |
| Property Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 041253-581 |
| Book / Page | 41253 / 581 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 20221019001710 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 221019001720 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 221019001720 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 20, 2021 |
| Property Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 040591-524 |
| Book / Page | 40591 / 524 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 20211220004470 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 20, 2021 |
| Property Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 040591-515 |
| Book / Page | 40591 / 515 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 20211220004440 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 20, 2021 |
| Property Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 040591-517 |
| Book / Page | 40591 / 517 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 20211220004450 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 21, 2019 |
| Property Address | 78 WALNUT ST, SAUGUS, MA 01906-1946 |
| Document Number | 37774-81 |
| Book / Page | 037774 / 000081 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 1908213790 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 78 WALNUT ST SAUGUS MA 019061946, SAUGUS, MA 01906-1946 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,881.00 (+4.25%) | $756,300 (+6.84%) Land $338,000 Building $418,300 | $927,466 (+2.6%) |
| 2025 | $7,560.00 (+5.72%) | $707,900 (+5.42%) Land $305,600 Building $402,300 | $903,925 |
| 2024 | $7,151.00 (+9.68%) | $671,500 (+15.98%) Land $277,800 Building $393,700 | |
| 2023 | $6,520.00 | $579,000 Land $250,000 Building $329,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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