Haywood County property record for 78 Walker St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,066 sqft · built 1984 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Apr 2019) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-40-9742 |
| Primary APN | 8637-40-9742 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Heated Area |
| Gross Area | 1,221 sqft |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 1,066 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 257077 |
|---|---|
| Street Address | 78 WALKER ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-9491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78 WALKER ST #5 |
| Legal Unit | 5 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8637-40-9742
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 294, CLYDE, NC 28721-0294 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM M CORP |
| Apr 05, 2019 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2019 · Amount on Record |
| Deed Sale | Apr 05, 2019 · Amount on Record |
| Deed Document Number | 20192782 |
| Deed Book / Page | 970 / 1946 |
| Prior Transfer Date | Oct 28, 2011 |
| Prior Transfer Doc | 0008121126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 78 WALKER ST, CLYDE, NC 28721-9491 |
| Document Number | 0010162250 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0010162250 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 001016/002250 |
| Instrument | 13523 |
| Name | FREEDOM M CORP |
|---|---|
| Address | 907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054-1210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 05, 2019 |
| Property Address | 78 WALKER ST, CLYDE, NC 28721-9491 |
| Document Number | 0009701946 |
| Book / Page | 970 / 1946 |
| Instrument Date | Apr 05, 2019 |
| Instrument | 2019002782 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 671, CLYDE, NC 28721-0671 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 294, CLYDE, NC 28721-0294 |
| Document Number | 2019002783 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 2019002783 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,800 (-) Land $16,200 Building $144,600 | ||
| 2025 | $1,204.00 | $160,800 (-) Land $16,200 Building $144,600 | $160,800 (-) Land $16,200 Building $144,600 |
| 2023 | $160,800 Land $16,200 Building $144,600 | $160,800 (-) Land $16,200 Building $144,600 | |
| 2021 | $160,800 Land $16,200 Building $144,600 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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