Chautauqua County and Dunkirk City property record for 78 W 5th St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,398 sqft · built 1920 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,726 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Refinance |
| APN | 060300 79.18-2-43 |
| Primary APN | 060300 79.18-2-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 755 sqft |
| 2nd Floor Area | 643 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030048330 |
|---|---|
| Street Address | 78 W 5TH ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40 X 90 RES; OLD APN: 060300 45-1-16 |
| Legal Block | 2 |
| Legal Lot Number | 43.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 35600 |
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 W 5TH ST, DUNKIRK, NY 14048-2031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Nov 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 W 5TH ST, DUNKIRK, NY 14048-2031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | MT2024001278 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | MT2024001278 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 78 W 5TH ST, DUNKIRK, NY 14048-2031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT2022004663 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | MT2022004663 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (+3.54%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,667.00 | $42,500 (-) Land $1,900 Building $40,600 | $96,591 (+25%) Land $4,318 Building $92,273 |
| 2023 | $42,500 (-) Land $1,900 Building $40,600 | $77,273 (+14.55%) Land $3,455 Building $73,818 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $42,500 Land $1,900 Building $40,600 | $67,460 Land $3,016 Building $64,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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