78 Vine St, Coventry, RI 02816 Property Records

Coventry Town property record for 78 Vine St, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1948
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2025)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2017 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`11-0001-80`

Property Details

APN / Parcel Number

Primary APN	`11-0001-80`
Alternative APNs	`COVE M:323 L:158` `12312`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11-0001-80
Street Address	78 VINE ST
City	COVENTRY
State	RI
Zip	02816-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Lot Number	158
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	1
Census Block	1003
Census Tract	20702

Owner

78 Vine St is owned and occupied by two individuals who bought it in October 2025.

Source: Coventry Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 VINE ST, COVENTRY, RI 02816-5031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer THE WASHINGTON TRUST CO OF WESTERLY
May 24, 2017	Deed of Trust, Mortgage CITIZENS BANK
Dec 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
Aug 1, 2019	Deed of Trust, Mortgage · Conventional with PMI SYNERGY ONE LNDG
Jul 18, 2018	Deed of Trust, Mortgage PRIMARY RESID'L MTG
Jan 19, 2017	Redemption Deed, Transfer
Jan 19, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20255288
Deed Book / Page	2339 / 556
Transfer Doc	2052000553
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Oct 20, 2025
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	002339-556
Book / Page	2339 / 556
Instrument Date	Oct 17, 2025
Instrument	5288
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005289
Date	Oct 20, 2025
Instrument	5289

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002071-376
Date	May 24, 2017
Book Page	2071/376

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	144 Months
Due	May 1, 2029

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Dec 1, 2020
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	002186-490
Book / Page	2186 / 490
Instrument Date	Dec 31, 2019
Instrument	8315
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000008316
Date	Dec 1, 2020
Instrument	8316

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	2135-675
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 VINE ST COVENTRY RI 028165031, COVENTRY, RI 02816-5031

Mortgage

Document Number	2135-675
Date	Aug 1, 2019
Book Page	002135/000675

Lender

Name	SYNERGY ONE LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	2105-792
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 VINE ST COVENTRY RI 028165031, COVENTRY, RI 02816-5031

Mortgage

Document Number	2105-792
Date	Jul 18, 2018
Book Page	002105/000792

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record

January 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	COVENTRY RI
Recording Date	Jan 19, 2017
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	2061-779
Book / Page	002061 / 000779
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	COVENTRY RI
Recording Date	Jan 19, 2017
Property Address	78 VINE ST, COVENTRY, RI 02816-5031
Document Number	2061-777
Book / Page	002061 / 000777
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 78 Vine St was $4,270.

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00	$265,400 Land $98,400 Building $167,000
2024			$438,900
2023	$4,069.00	$265,400 Land $98,400 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Vine St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	249.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	25 (1978–2023)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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