Passaic County and Wayne Township property record for 78 Verkade Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,344 sqft · built 1985 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,999 (Oct 2025) |
| Tax Bill | $22,325 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02406-0000-00018 |
| Primary APN | 14-02406-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,344 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Lot Area | 19,384 sqft (0.445 acres) |
| Old Parcel Number | 1400593000000013S |
|---|---|
| Street Address | 78 VERKADE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OAK RDG II SEC 3 |
| Legal Block | 2406 |
| Legal Lot Number | 18 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 VERKADE DR, WAYNE, NJ 07470-8215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Oct 28, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 10, 2018 | Deed of Trust, Mortgage · ARM VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Nov 15, 1985 · Amount on Record |
| Deed Document Number | 202536453 |
| Deed Book / Page | 4991 / 187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 14, 2026 |
| Property Address | 78 VERKADE DR, WAYNE, NJ 07470-8215 |
| Document Number | 0000024116 |
| Book / Page | 20034 / 23 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 202624116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | IMPERIUM TITLE AND ESCROW LLC, IMPERIUM TITLE |
| Name | Verified Name |
|---|---|
| Address | 603 VALLEY RD, WAYNE, NJ 07470-3527 |
| Document Number | 0000024116, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 20034/23 |
| Instrument | 202624116 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 6.34% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 28, 2025 |
| Property Address | 78 VERKADE DR, WAYNE, NJ 07470-8215 |
| Document Number | 0000036453 |
| Book / Page | D4991 / 187 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025036453 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | UNKNOWN, IMPERIUM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 LATTIMORE CT, FREEHOLD, NJ 07728-9269 |
| Name | Verified Name |
|---|---|
| Address | 78 VERKADE DR, WAYNE, NJ 07470-8215 |
| Document Number | 0000036454 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025036454 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 VERKADE DR, WAYNE, NJ 07470-8215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046313 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | M15236/0156 |
| Instrument | 2018046313 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Oct 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.87% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,200 (-) Land $157,000 Building $215,200 | $372,200 (-) Land $157,000 Building $215,200 | |
| 2025 | $22,325.00 (+2.03%) Veteran's exemption | $372,200 (-) Land $157,000 Building $215,200 | $372,200 (-) Land $157,000 Building $215,200 |
| 2024 | $21,881.00 (+5.23%) | ||
| 2023 | $372,200 Land $157,000 Building $215,200 | $372,200 Land $157,000 Building $215,200 | |
| 2022 | $20,794.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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