78 Varney Rd, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 78 Varney Rd, Freeport, ME 04032

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,910 sqft · built 1994
Lot Size2.86 acres (124,582 sqft)
OwnerIndividual Name on Record
Last Sale$393,100 (Oct 2014)
Tax Bill$7,914 (2025)
Deeds & MortgagesJul 2022 Refinance
Jan 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN023059B 000

Property Details

APN / Parcel Number

Primary APN023059B 000
Alternative APNs
  • FPRT M:23 B:59 L:B U:0
  • 20250513
  • 2769

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,910 sqft Living Area
Gross Area3,310 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area124,582 sqft (2.86 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2769
Street Address78 VARNEY RD
CityFREEPORT
StateME
Zip04032-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code550
Legal Block59
Legal Lot NumberB
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1010
Census Tract4502

Owner

Source: Cumberland County and Freeport Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address78 VARNEY RD, FREEPORT, ME 04032-1022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jan 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jul 3, 2017Deed of Trust, Mortgage
BANGOR SAVINGS BANK
Jun 24, 2017Deed of Trust, Mortgage
BANGOR SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2014 · Amount on Record
Deed SaleOct 29, 2014 · Amount on Record
Prior SaleNov 30, 2007 · Amount on Record
Deed Document Number201452598
Deed Book / Page31878 / 70
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address78 VARNEY RD, FREEPORT, ME 04032-1022
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0395850020
DateJul 20, 2022
Book Page39585/20
Instrument36662
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueAug 1, 2035

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address78 VARNEY RD, FREEPORT, ME 04032-1022
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0376760141
DateJan 11, 2021
Book Page37676/141
Instrument2036
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address78 VARNEY RD, FREEPORT, ME 04032-1022
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0341320027
DateJul 3, 2017
Book Page34132/0027
Instrument000000031186
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount Recorded
Term264 Months
DueJul 21, 2039

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address78 VARNEY RD, FREEPORT, ME 04032-1022
Document Number0341320032
Instrument DateJun 24, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 VARNEY RD FREEPORT ME 040321022, FREEPORT, ME 04032-1022

Mortgage

Document Number0341320032
DateJul 3, 2017
Book Page034132/000032
Instrument31186
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressFALMOUTH, ME 04105
Agreement
AmountAmount Recorded
Term264 Months
DueJul 2, 2039

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,914.00 (+6.04%)$571,400 (+2.22%) Land $258,500 Building $312,900
2024$7,463.00 (+9.12%)$559,000 (+12.38%) Land $246,100 Building $312,900
2023$6,839.00 (+5.52%)$497,400 (+4.76%) Land $223,700 Building $273,700
2022$6,481.00$474,800 Land $201,100 Building $273,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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