78 Valley Rd, Texarkana, TX 75503 Property Records

Bowie County property record for 78 Valley Rd, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	2,327 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$277,677 (Jun 2026)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17780001200`

Property Details

APN / Parcel Number

Primary APN	`17780001200`
Alternative APN	`39616`

Interior

Building Area	2,327 sqft Living Area

Exterior

Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Open Porch
Porch Area	193 sqft

Location & Zoning

Account Number	17780001200
Street Address	78 VALLEY RD
City	TEXARKANA
State	TX
Zip	75503-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VILLA ESTATES LOT 1 2016-10617 09/06/16 BLK/TRACT 6 0.29 ACRES
Legal Subdivision	PARK VILLA ESTATES
Legal Block	6
Legal Lot Number	1
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	1
Census Block	1012
Census Tract	10700

Owner

78 Valley Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Bowie County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 VALLEY RD, TEXARKANA, TX 75503-2681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF DE KALB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jun 8, 2026
Deed Document Number	20265654
Prior Transfer Date	Jun 1, 2026
Prior Transfer Doc	0000005654
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWIE TX
Recording Date	Jun 8, 2026
Property Address	78 VALLEY RD, TEXARKANA, TX 75503-2681
Document Number	0000005653
Instrument Date	Jun 1, 2026
Instrument	20265653
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 VALLEY RD, TEXARKANA, TX 75503-2681
Investor	Possibly a Property Investor

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOWIE TX
Recording Date	Jun 8, 2026
Property Address	78 VALLEY RD, TEXARKANA, TX 75503-2681
Document Number	0000005654
Instrument Date	Jun 1, 2026
Instrument	20265654
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 VALLEY RD, TEXARKANA, TX 75503-2681

Mortgage

Document Number	0000005655,
Date	Jun 8, 2026
Instrument	20265655

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	78 VALLEY RD, TEXARKANA, TX 75503-2681
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007814
Date	Jul 1, 2021
Instrument	2021-00007814

Lender

Name	STATE BANK OF DE KALB
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 24, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 78 Valley Rd was $3,840 with a homeowner's exemption, down 7.1% from the year before.

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Texarkana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (-7.13%) Homeowner's exemption	$239,777 Land $20,000 Building $219,777	$239,777 (-) Land $20,000 Building $219,777
2024	$4,135.00 (+6.9%)		$239,777 (+8.03%) Land $20,000 Building $219,777
2023	$3,868.00 Homeowner's exemption	$221,951 Land $20,000 Building $201,951	$221,951 Land $20,000 Building $201,951
2021	$2,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, T-Mobile, Windstream.

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