Erie County and Hamburg Town property record for 78 Union St, Hamburg, NY 14075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.251 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (May 2005) |
| Tax Bill | $6,218 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 144803 196.09-1-8 |
| Primary APN | 144803 196.09-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.251 acres) |
| Lot Dimensions | 330 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 204 0401000 |
|---|---|
| Street Address | 78 UNION ST |
| City | HAMBURG |
| State | NY |
| Zip | 14075-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 766' W BUFFALO |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 13400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hamburg Main Street Historic District listed 2012 · 62 contributing resources · NRIS 12000997 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
78 Union St is owned and occupied by an individual who bought it in May 2005.
Source: Erie County and Hamburg Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 UNION ST, HAMBURG, NY 14075-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Oct 12, 2017 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2005 · Amount on File |
| Deed Sale | May 23, 2005 · Amount on File |
| Prior Sale | Jun 30, 1994 · Amount on File |
| Deed Document Number | 2005697 |
| Deed Book / Page | 11095 / 5598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 78 UNION ST, HAMBURG, NY 14075-4910 |
| Document Number | 0138611128 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 78 UNION ST HAMBURG NY 140754910, HAMBURG, NY 14075-4910 |
| Document Number | 0138611128 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 013861/001128 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 78 UNION ST, HAMBURG, NY 14075-4910 |
| Document Number | 0138340113 |
| Book / Page | 013834 / 000113 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 78 UNION ST HAMBURG NY 140754910, HAMBURG, NY 14075-4910 |
| Document Number | 0138340113 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 013834/000113 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 78 Union St was $6,218 with a homeowner's exemption, up 37.7% from the year before.
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Municipality | Hamburg Village |
| Unified School District | Hamburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,218.00 (+37.69%) Homeowner's exemption | ||
| 2025 | $4,516.00 (-23.79%) | $67,000 (-) Land $7,400 Building $59,600 | $231,000 (+5.14%) Land $25,513 Building $205,487 |
| 2024 | $5,926.00 Homeowner's exemption | $67,000 (-) Land $7,400 Building $59,600 | $219,700 (+4.93%) Land $24,265 Building $195,435 |
| 2023 | Homeowner's exemption | $67,000 Land $7,400 Building $59,600 | $209,375 Land $23,125 Building $186,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Union St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1978–2015) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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