Bristol Town property record for 78 Union St, Bristol, RI 02809
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,245 sqft · built 1930 |
| Lot Size | 0.138 acres (6,033 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,786 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-3585-13 |
| Primary APN | 2-3585-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 3,677 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,033 sqft (0.138 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2-3585-13 |
|---|---|
| Street Address | 78 UNION ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Lot Number | 9 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
78 Union St, a duplex, is owned and occupied by two individuals.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 UNION ST, BRISTOL, RI 02809-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 78 UNION ST, BRISTOL, RI 02809-2118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 002147-292 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 2147/292 |
| Instrument | 13868 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 78 UNION ST, BRISTOL, RI 02809-2118 |
| Document Number | 1966-289 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 78 UNION ST BRISTOL RI 028092118, BRISTOL, RI 02809-2118 |
| Document Number | 1966-289 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 001966/000289 |
| Instrument | 3639 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 10, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 78 Union St was $6,786, up 25.6% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,786.00 (+25.62%) | |
| 2025 | $5,402.00 | $390,900 Land $127,100 Building $263,800 |
| 2023 | $5,222.00 (+2.75%) | $390,900 (-) Land $127,100 Building $263,800 |
| 2022 | $5,082.00 | $390,900 Land $127,100 Building $263,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 78 Union St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 units insured incl. 28 condo units |
| Nearby Flood Claims | 49 (1979–2018) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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