Lawrence County property record for 78 Union Hill Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1990 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,800 (Apr 2021) |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050142 00502 |
| Primary APN | 050142 00502 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 78 UNION HILL RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | GERALD R MARTIN |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960700 |
78 Union Hill Rd is owned and occupied by an individual who bought it in April 2021.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 UNION HILL RD, LORETTO, TN 38469-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage EMPLOYEES RESOURCES CU |
| Apr 7, 2021 | Warranty Deed, Transfer |
| Dec 18, 2017 | Deed of Trust, Mortgage LAWRENCEBURG FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on File |
| Deed Sale | Apr 7, 2021 · Amount on File |
| Prior Sale | Mar 28, 2014 · Amount on File |
| Deed Document Number | 21002208 |
| Deed Book / Page | 628 / 850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 78 UNION HILL RD, LORETTO, TN 38469-2830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000663268 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 663/268 |
| Instrument | 22000574 |
| Name | EMPLOYEES RESOURCES CU |
|---|---|
| Type | Credit Union |
| Address | LORETTO, TN 38469 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 7, 2021 |
| Property Address | 78 UNION HILL RD, LORETTO, TN 38469-2830 |
| Document Number | 0000628850 |
| Book / Page | 628 / 850 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 21002208 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $91.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 UNION HILL RD, LORETTO, TN 38469-2830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 78 UNION HILL RD, LORETTO, TN 38469-2830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 523193 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 523/193 |
| Instrument | 17006349 |
| Name | LAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 22, 2022 |
The 2025 property tax bill for 78 Union Hill Rd was $671.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 | $33,350 Land $4,325 Building $29,025 | |
| 2023 | $671.00 | $33,350 (-) Land $4,325 Building $29,025 | |
| 2022 | $671.00 | $33,350 Land $4,325 Building $29,025 | $133,400 Land $17,300 Building $116,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Union Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Union Hill Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
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