Anne Arundel County property record for 78 Two Rivers Dr, Edgewater, MD 21037 · Last verified May 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,366 sqft Living Area |
| Lot Size | 1,760 sqft (0.04 acres) |
| Garage | Attached, 340 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $545,000 (2026) |
| Tax Bill | $4,593.00 (2024) |
| Primary APN | 01-454-90213303 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,366 sqft Living Area |
| Gross Area | 2,706 sqft Gross Area |
| 1st Floor | 562 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,760 sqft (0.04 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 340 sqft Garage |
| Deck Area | 100 sqft Deck |
| Patio Area | 100 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 45490213303 |
|---|---|
| Street Address | 78 TWO RIVERS DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-2678 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 11 PH 1 THE ENCLAVES/ RIVER OAKS |
| Legal Subdivision | THE ENCLAVES/ RIVER OAKS |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | ANNE ARUNDEL MD |
| Minor Civil Division | 7 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 701104 |
Source: Anne Arundel County records · APN 01-454-90213303
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 09, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Jan 08, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | Mar 05, 2009 · Amount on Record |
| Deed Book / Page | 41980 / 398 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0389000288 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 38900/288 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Document Number | 0410200358 |
|---|---|
| Date | Jan 09, 2025 |
| Book Page | 41020/358 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2065 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 08, 2026 |
| Property Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Document Number | 0419800398 |
| Book / Page | 41980 / 398 |
| Map Reference | MB 252PG47-49PL13175 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 78 TWO RIVERS DR, EDGEWATER, MD 21037-2678 |
| Document Number | 0041980404 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 41980/404 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 (+1.96%) Homeowner's exemption | $401,333 (+7.77%) | $415,800 (+11.65%) Land $90,000 Building $325,800 |
| 2024 | $4,593.00 (+13.41%) | ||
| 2023 | $4,050.00 Homeowner's exemption | $372,400 Land $100,000 Building $272,400 | $372,400 Land $100,000 Building $272,400 |
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