Avery County property record for 78 Trout Brook Loop, Newland, NC 28657
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 4 ba · 2,650 sqft · built 1998 |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38775 |
| Primary APN | 38775 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Heated Area |
| Basement Area | 956 sqft |
| Finished Basement | 956 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Garage Type | Detached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 366 sqft |
| Deck Area | 1,280 sqft |
| Patio Area | 1,280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 38775 |
|---|---|
| Street Address | 78 TROUT BROOK LOOP |
| City | NEWLAND |
| State | NC |
| Zip | 28657 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LH LAUREL BROOK 009 0026 0115 |
| Legal Subdivision | LH LAUREL BROOK |
| Jurisdiction | AVERY NC |
| Township / Civil Division | PINEOLA |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 930200 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1177 GLEN FALLS RD, DELAND, FL 32720-2582 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2000 |
| Deed Sale | Jun 15, 2000 |
| Deed Document Number | 0000331890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 78 TROUT BROOK LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000639 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 556/23 |
| Instrument | 2021000639 |
| Name | COASTAL STATES MORTGAGE INC |
|---|---|
| Address | HILTON HEAD ISLAND, SC 29928 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 | $406,500 (-) Land $52,500 Building $354,000 | $406,500 (-) Land $52,500 Building $354,000 |
| 2023 | $1,626.00 | $406,500 (-) Land $52,500 Building $354,000 | $406,500 (-) Land $52,500 Building $354,000 |
| 2022 | $1,626.00 | $406,500 Land $52,500 Building $354,000 | $406,500 Land $52,500 Building $354,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 116 (1989–2024) |
| Claims Outside the SFHA | 22 of 116 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures