78 Treetops Cir, Princeton, NJ 08540 Property Records

Somerset County and Franklin Township property record for 78 Treetops Cir, Princeton, NJ 08540

Property Summary

Property Type	Single Family Home
Details	3,391 sqft · built 2005
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2019)
Tax Bill	$16,557 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00011-18-00004-01`

Property Details

APN / Parcel Number

Primary APN	`08-00011-18-00004-01`
Alternative APNs	`08000110018000040001` `08000111800004`

Interior

Stories	2 Stories
Building Area	3,391 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	08000111800004
Street Address	78 TREETOPS CIR
City	PRINCETON
State	NJ
Zip	08540-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10A
Legal Subdivision	PRINCETON HLNDS ESTATES
Legal Block	11.18
Legal Lot Number	4.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3007
Census Tract	53402

Owner

78 Treetops Cir is owned and occupied by two individuals who bought it in August 2019.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 TREETOPS CIR, PRINCETON, NJ 08540-8582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 26, 2019	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Aug 6, 2014 · Amount on File
Deed Document Number	201931531
Deed Book / Page	7145 / 3681
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	78 TREETOPS CIR, PRINCETON, NJ 08540-8582
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TREETOPS CIR, PRINCETON, NJ 08540-8582

Mortgage

Document Number	0000069058
Date	Nov 24, 2021
Book Page	7404/2434
Instrument	2021069058

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 26, 2019
Property Address	78 TREETOPS CIR, PRINCETON, NJ 08540-8582
Document Number	0000031531
Book / Page	007145 / 003681
Instrument Date	Aug 15, 2019
Instrument	31531
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 TREETOPS CIR PRINCETON NJ 085408582, PRINCETON, NJ 08540-8582

Mortgage

Document Number	31532
Date	Aug 26, 2019
Book Page	007145/003687
Instrument	31532

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 78 Treetops Cir was $16,557, up 13.2% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,023,900 (+6.8%) Land $451,300 Building $572,600	$1,023,900 (+6.8%) Land $451,300 Building $572,600
2025	$16,557.00 (+13.16%)	$958,700 Land $381,300 Building $577,400	$958,700 Land $381,300 Building $577,400
2024	$14,631.00
2023		$741,500 Land $311,300 Building $430,200	$741,500 Land $311,300 Building $430,200
2022	$13,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Treetops Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Treetops Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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