78 Townsend Rd, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 78 Townsend Rd, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	2,298 sqft · built 1955
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Mar 2022)
Tax Bill	$11,852 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00102-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-00102-0000-00017`
Alternative APN	`130010200017`

Interior

Stories	2 Stories
Building Area	2,298 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	87,120 sqft

Location & Zoning

Street Address	78 TOWNSEND RD
City	WANAQUE
State	NJ
Zip	07465-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	102
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1001
Census Tract	236604

Owner

Source: Passaic County and Wanaque Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 9, 2022	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	202214151
Deed Book / Page	4261 / 7
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	1141000286
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407

Mortgage

Document Number	0000023318
Date	Jul 20, 2023
Book Page	M18561/196
Instrument	2023023318

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 9, 2022
Property Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407
Document Number	0000014151
Book / Page	D4261 / 7
Instrument Date	Feb 9, 2022
Instrument	2022014151
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ATS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16162 DOWING CREEK DR, 16162, JACKSONVILLE, FL 32218-8969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407

Mortgage

Document Number	0000014152
Date	Mar 9, 2022
Instrument	2022014152

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	78 TOWNSEND RD, WANAQUE, NJ 07465-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010203
Date	Mar 1, 2018
Book Page	M14920/0288
Instrument	2018010203

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,000 (-) Land $137,200 Building $123,800	$261,000 (-) Land $137,200 Building $123,800
2025	$11,852.00 (+5.29%)	$261,000 (-) Land $137,200 Building $123,800	$261,000 (-) Land $137,200 Building $123,800
2024	$11,257.00 (+4.23%)
2023		$261,000 Land $137,200 Building $123,800	$261,000 Land $137,200 Building $123,800
2022	$10,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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