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78 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 78 Tower St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 2017
Lot Size0.198 acres (8,614 sqft)
OwnerCompany Name on File
Last Sale$315,000 (May 2019)
Tax Bill$3,712 (2025)
Deeds & MortgagesFeb 2023 Transfer
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:58 B:11

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:11
Alternative APNs
  • M:058 B:11 L
  • 13140451

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
Gross Area2,816 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,614 sqft (0.198 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number13140451
Street Address78 TOWER ST
CityWESTERLY
StateRI
Zip02891-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2010
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:58 B:11

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address78 TOWER ST, WESTERLY, RI 02891-1926
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Quit Claim Deed, Transfer
Quitclaim
May 01, 2019Warranty Deed, Transfer · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2019 · Amount on Record
Deed SaleMay 01, 2019 · Amount on Record
Prior SaleOct 21, 2016 · Amount on Record
Deed Document Number20191755
Deed Book / Page2019 / 6741
Last Transfer DateFeb 16, 2023
Transfer Doc02023-1687
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 17, 2023
Property Address78 TOWER ST, WESTERLY, RI 02891-1926
Document Number02023-1687
Book / Page2023 / 1687
Instrument DateFeb 16, 2023
Instrument2023-444
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 TOWER ST, WESTERLY, RI 02891-1926

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMay 01, 2019
Property Address78 TOWER ST, WESTERLY, RI 02891-1926
Document Number2019-6741
Book / Page002019 / 006741
Instrument DateApr 29, 2019
Instrument1755
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 TOWER ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2019-6743
DateMay 01, 2019
Book Page002019/006743
Instrument1756
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2034

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,712.00 (-6.78%)$477,100 (+21.74%) Land $144,800 Building $332,300
2023$3,982.00 (+0.61%)$391,900 (-) Land $103,600 Building $288,300
2022$3,958.00$391,900 Land $103,600 Building $288,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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