78 Topaz Ln, Monroe, CT 06468 Property Records

Monroe Town property record for 78 Topaz Ln, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,869 sqft · built 1997
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$613,000 (Feb 2014)
Tax Bill	$18,491 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2019 Refinance
Flood Zone	Zone A (high risk)
APN	`00700405`

Property Details

APN / Parcel Number

Primary APN	`00700405`
Alternative APNs	`MNRO M:007 B:004 L:05` `MONR M:007 B:004 L:05` `700405`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,869 sqft Living Area
Gross Area	8,922 sqft
1st Floor Area	3,637 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,710 sqft (2.84 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	700405
Street Address	78 TOPAZ LN
City	MONROE
State	CT
Zip	06468-2292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	4
Legal Lot Number	5
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	5
Census Block	5016
Census Tract	100200

Owner

78 Topaz Ln is owned and occupied by two individuals who bought it in February 2014.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 TOPAZ LN, MONROE, CT 06468-2292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CONNECTICUT COMMUNITY BANK NA
Aug 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2014 · Amount on File
Deed Sale	Feb 4, 2014 · Amount on File
Prior Sale	Feb 25, 2003 · Amount on File
Deed Book / Page	1832 / 83
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	78 TOPAZ LN, MONROE, CT 06468-2292
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002209-764
Date	Aug 22, 2022
Book Page	2209/764
Instrument	2132

Lender

Name	CONNECTICUT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	78 TOPAZ LN, MONROE, CT 06468-2292
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1049-157
Date	Aug 2, 2019
Book Page	1049/157

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 78 Topaz Ln was $18,491, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,491.00 (+4.22%)	$618,840 (-) Land $141,540 Building $477,300	$1,058,728 (+144.4%)
2025	$17,742.00	$618,840 Land $141,540 Building $477,300	$433,188 Land $99,078 Building $334,110
2024	$17,742.00 (+12.96%)
2023	$15,707.00 (+1.87%)	$418,300 (-) Land $124,100 Building $294,200
2022	$15,419.00	$418,300 Land $124,100 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Topaz Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Topaz Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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