Hampden County and Chicopee City property record for 78 Thomas St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,136 sqft · built 1957 |
| Lot Size | 0.167 acres (7,274 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (Nov 2017) |
| Tax Bill | $3,947 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 472-00040 |
| Primary APN | 472-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 980 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,274 sqft (0.167 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 472-00040 |
|---|---|
| Street Address | 78 THOMAS ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 811101 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 THOMAS ST, CHICOPEE, MA 01013-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU |
| Nov 14, 2017 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Nov 9, 2016 |
| Deed Book / Page | 21943 / 498 |
| Last Transfer Date | Aug 16, 2019 |
| Transfer Doc | 22858-321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 78 THOMAS ST, CHICOPEE, MA 01013-2144 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024704-171 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 24704/171 |
| Instrument | 52545 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 14, 2017 |
| Property Address | 78 THOMAS ST, CHICOPEE, MA 01013-2144 |
| Document Number | 21943-498 |
| Book / Page | 21943 / 498 |
| Instrument | 67254 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 THOMAS ST, CHICOPEE, MA 01013-2144 |
| Document Number | 219430500 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 21943/0500 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,947.00 (+5.79%) | $259,000 (+5.24%) Land $95,900 Building $163,100 | $278,919 (-6.17%) |
| 2025 | $3,731.00 (+5.51%) | $246,100 (+2.71%) Land $87,400 Building $158,700 | $297,255 |
| 2024 | $3,536.00 (+7.97%) | $239,600 (+10.82%) Land $85,700 Building $153,900 | |
| 2023 | $3,275.00 | $216,200 Land $77,900 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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