78 Tabernacle Rd, Covington, TN 38019 Property Records

Tipton County property record for 78 Tabernacle Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,787 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 1997)
Tax Bill	$806 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084070 01101`

Property Details

APN / Parcel Number

Primary APN	`084070 01101`
Alternative APN	`070 01101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,787 sqft Living Area
1st Floor Area	1,468 sqft
Upper Floors Area	1,064 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Patio Area	286 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	78 TABERNACLE RD
City	COVINGTON
State	TN
Zip	38019-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13, COUNTY AREA: A63
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1024
Census Tract	40900

Owner

78 Tabernacle Rd is owned and occupied by an individual who bought it in February 1997.

Source: Tipton County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	78 TABERNACLE RD, COVINGTON, TN 38019-7800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1997 · Amount on File
Deed Sale	Feb 24, 1997 · Amount on File
Prior Sale	May 24, 1993 · Amount on File
Deed Book / Page	792 / 68
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Jun 10, 2026
Property Address	78 TABERNACLE RD, COVINGTON, TN 38019-7800
Document Number	0000293114
Book / Page	2128 / 335
Instrument Date	May 21, 2026
Instrument	2026293114
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TABERNACLE RD, COVINGTON, TN 38019-7800

Mortgage

Document Number	0000293114,
Date	Jun 10, 2026
Book Page	2128/335
Instrument	2026293114

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	78 TABERNACLE RD, COVINGTON, TN 38019-7800
Document Number	1754329
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 TABERNACLE RD COVINGTON TN 380197800, COVINGTON, TN 38019-7800

Mortgage

Document Number	1754329
Date	Mar 28, 2018
Book Page	001754/000329
Instrument	212451

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 78 Tabernacle Rd was $806.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00	$52,950 Land $4,075 Building $48,875
2023		$52,950 Land $4,075 Building $48,875
2022	$802.00
2020			$211,800 Land $16,300 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Tabernacle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Tabernacle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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