Passaic County and Totowa Borough property record for 78 Sutton Ave, Totowa, NJ 07512
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1952 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2021) |
| Tax Bill | $8,110 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00077-0000-00027 |
| Primary APN | 12-00077-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 7,701 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Account Number | 00001368 |
|---|---|
| Street Address | 78 SUTTON AVE |
| City | TOTOWA |
| State | NJ |
| Zip | 07512-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 77 |
| Legal Lot Number | 27 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | TOTOWA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 223802 |
78 Sutton Ave is owned and occupied by an individual who bought it in May 2021.
Source: Passaic County and Totowa Borough records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 SUTTON AVE, TOTOWA, NJ 07512-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Apr 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Prior Sale | Sep 18, 2008 · Amount on File |
| Deed Document Number | 202133204 |
| Deed Book / Page | 4038 / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 17, 2021 |
| Property Address | 78 SUTTON AVE, TOTOWA, NJ 07512-1638 |
| Document Number | 0000033204 |
| Book / Page | D4038 / 167 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021033204 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 S GLEN RD, 119, KINNELON, NJ 07405-2711 |
| Name | Verified Name |
|---|---|
| Address | 78 SUTTON AVE, TOTOWA, NJ 07512-1638 |
| Document Number | 0000033205 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021033205 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 SUTTON AVE, TOTOWA, NJ 07512-1638 |
| Document Number | 0000019297 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IRVINE |
| Name | Verified Name |
|---|---|
| Address | 78 SUTTON AVE TOTOWA NJ 075121638, TOTOWA, NJ 07512-1638 |
| Document Number | 0000019297 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 014999/000001 |
| Instrument | 19297 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 30, 2038 |
The 2025 property tax bill for 78 Sutton Ave was $8,110, up 8.2% from the year before.
Source: Passaic County and Totowa Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Totowa Borough |
| Secondary School District | Passaic Valley Regional School District (09 - 12) |
| Elementary School District | Totowa Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,400 (-) Land $172,500 Building $103,900 | $276,400 (-) Land $172,500 Building $103,900 | |
| 2025 | $8,110.00 (+8.23%) | $276,400 Land $172,500 Building $103,900 | $276,400 Land $172,500 Building $103,900 |
| 2024 | $7,493.00 | ||
| 2023 | $276,400 Land $172,500 Building $103,900 | $276,400 Land $172,500 Building $103,900 | |
| 2022 | $6,738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Sutton Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–1984) |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Sutton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOTOWA W DEPT serves 10,804 people · EPA ID NJ1612001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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