Cabarrus County property record for 78 Sumner Ave NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 2025 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2025) |
| Tax Bill | $205 (2023) |
| Deeds & Mortgages | Aug 2026 Transfer Jan 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 16 7614 |
| Primary APN | 5620 16 7614 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,436 sqft |
| 1st Floor Area | 1,228 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 181025 |
|---|---|
| Street Address | 78 SUMNER AVE NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-6159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | NORTH SIDE SUMNER AVE |
| Legal Subdivision | FIRST ASSEMBLY CHURCH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 41901 |
78 Sumner Ave NW is owned and occupied by an individual who bought it in September 2025.
Source: Cabarrus County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU |
| Feb 26, 2025 | Warranty Deed, Transfer |
| May 31, 2024 | Correction Deed |
| Aug 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Feb 26, 2025 · Amount on File |
| Deed Document Number | 202521131 |
| Deed Book / Page | 17622 / 160 |
| Prior Transfer Date | May 31, 2024 |
| Prior Transfer Doc | 0016953200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0000018616 |
| Book / Page | 18114 / 146 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202618616 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 23, 2026 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0017818115 |
| Book / Page | 17818 / 115 |
| Instrument Date | Jan 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 BRIDGES ACRES RD, KANNAPOLIS, NC 28083-8207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 19, 2025 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0017622160 |
| Book / Page | 17622 / 160 |
| Instrument Date | Sep 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 OAK AVE, KANNAPOLIS, NC 28081-4329 |
| Name | Verified Name |
|---|---|
| Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0017622163 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 17622/163 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 26, 2025 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0001731787 |
| Book / Page | 17317 / 87 |
| Instrument Date | Feb 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2577 SOUTHBERRY PL NW, CONCORD, NC 28027-6549 |
| Name | Verified Name |
|---|---|
| Address | 242 OAK AVE # 160, KANNAPOLIS, NC 28081-4329 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 31, 2024 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0016953200 |
| Book / Page | 16953 / 200 |
| Instrument Date | May 31, 2024 |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 N MAIN ST, FAITH, NC 28041 |
| Name | Verified Name |
|---|---|
| Address | 80 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 19, 2021 |
| Property Address | 78 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Document Number | 0015421124 |
| Book / Page | 15421 / 124 |
| Instrument Date | Aug 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 SUMNER AVE NW, CONCORD, NC 28027-6159 |
| Name | Verified Name |
|---|---|
| Address | 342 ELATIA CIR, CONCORD, NC 28025-1637 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,970 (+760.22%) Land $31,500 Building $239,470 | ||
| 2025 | $31,500 Land $31,500 | ||
| 2024 | $270,970 (+1,512.92%) Land $31,500 Building $239,470 | ||
| 2023 | $205.00 | $16,800 Land $16,800 | $16,800 Land $16,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 78 Sumner Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Sumner Ave NW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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