78 Summit St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 78 Summit St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,390 sqft · built 1920
Lot Size0.432 acres (18,818 sqft)
OwnerIndividual Name on File
Last Sale$329,000 (Jun 2012)
Tax Bill$5,818 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPEAB M:0072 B:0057

Property Details

APN / Parcel Number

Primary APNPEAB M:0072 B:0057
Alternative APN
  • 8298

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
1st Floor Area1,390 sqft
Basement Area240 sqft
Unfinished Basement240 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2011
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area18,818 sqft (0.432 acres)
Deck AreaDeck Area
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8298
Street Address78 SUMMIT ST
CityPEABODY
StateMA
Zip01960-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionJOHN H ELLIS
Legal Block57
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group1
Census Block1011
Census Tract210402

Owner

Source: Essex County and Peabody City records · APN PEAB M:0072 B:0057

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address78 SUMMIT ST, PEABODY, MA 01960-5102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
METRO CU
Aug 27, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
METRO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Prior SaleAug 11, 2011 · Amount on Record
Deed Book / Page31485 / 373
Last Transfer DateAug 23, 2021
Transfer Doc040216-506
Record UpdatedSep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEABODY MA
Recording DateAug 27, 2021
Property Address78 SUMMIT ST, PEABODY, MA 01960-5102
Document Number40216-504
Book / Page40216 / 504
Instrument DateAug 23, 2021
Instrument20210827001230
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 SUMMIT ST, PEABODY, MA 01960-5102

Mortgage

Document Number40216-506
DateAug 27, 2021
Book Page40216/506
Instrument20210827001240
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEABODY MA
Recording DateAug 27, 2021
Property Address78 SUMMIT ST, PEABODY, MA 01960-5102
Document Number040216-504
Book / Page40216 / 504
Instrument DateAug 23, 2021
Instrument20210827001230
Transaction TypeTransfer
Record UpdatedJul 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 SUMMIT ST, PEABODY, MA 01960-5102

Mortgage

Document Number20210827001240
DateAug 27, 2021
Instrument20210827001240
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Essex County and Peabody City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,818.00 (+7.44%)$628,300 (+5.83%) Land $226,600 Building $401,700$605,815
2024$5,415.00 (+10.06%)$593,700 (+14.88%) Land $226,600 Building $367,100
2023$4,920.00$516,800 Land $202,400 Building $314,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 409 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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