78 Summit Rd, Medford, MA 02155 Property Records

Middlesex County and Medford City property record for 78 Summit Rd, Medford, MA 02155

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,820 sqft · built 1910
Lot Size	0.193 acres (8,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Oct 2023)
Tax Bill	$9,235 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MEDF M:J-09 B:0004`

Property Details

APN / Parcel Number

Primary APN	`MEDF M:J-09 B:0004`
Alternative APNs	`M:J=09 B:0004` `5847`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	5,302 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,420 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5847
Street Address	78 SUMMIT RD
City	MEDFORD
State	MA
Zip	02155-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Block	4
Jurisdiction	MEDFORD MA
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2003
Census Tract	339101

Owner

Source: Middlesex County and Medford City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 SUMMIT RD, MEDFORD, MA 02155-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Nov 22, 1991 · Amount on Record
Deed Document Number	2023114213
Deed Book / Page	82079 / 422
Record Updated	Jun 8, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEDFORD MA
Recording Date	Oct 10, 2023
Property Address	78 SUMMIT RD, MEDFORD, MA 02155-3011
Document Number	082079-422
Book / Page	82079 / 422
Instrument Date	Oct 10, 2023
Instrument	114213
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 SUMMIT RD, MEDFORD, MA 02155-3011

Mortgage

Document Number	0000114214
Date	Oct 10, 2023
Instrument	114214

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFORD MA
Property Address	78 SUMMIT RD, MEDFORD, MA 02155-3011
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079851-418
Date	Mar 21, 2022
Book Page	79851/418
Instrument	42020

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Medford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Medford City
Unified School District	Medford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,235.00 (+6.64%)	$1,049,400 (+3.25%) Land $497,700 Building $551,700
2024	$8,660.00 (+5.01%)	$1,016,400 (+6.61%) Land $473,900 Building $542,500	$954,655
2023	$8,247.00	$953,400 Land $442,900 Building $510,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFORD WATER DEPT. (MWRA) serves 61,700 people · EPA ID MA3176000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	520 / 116
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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