Dukes County and Oak Bluffs Town property record for 78 Summit Ave, Oak Bluffs, MA 02557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,505 sqft · built 1993 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $448,000 (Jul 2013) |
| Tax Bill | $5,268 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKB M:0021 B:0067 L:000 |
| Primary APN | OAKB M:0021 B:0067 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,505 sqft Living Area |
| Gross Area | 2,962 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3170 |
|---|---|
| Street Address | 78 SUMMIT AVE |
| City | OAK BLUFFS |
| State | MA |
| Zip | 02557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAGOON HEIGHTS SOUTH SEC |
| Legal Block | 67 |
| Jurisdiction | OAK BLUFFS MA |
| Township / Civil Division | OAK BLUFFS |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 200200 |
Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 WOODLAND DR, BIG FLATS, NY 14814-7914 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2013 · Amount on Record |
| Deed Sale | Jul 5, 2013 · Amount on Record |
| Prior Sale | Feb 14, 1994 · Amount on Record |
| Deed Book / Page | 1322 / 1003 |
| Transfer Doc | 1322-1003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Property Address | 78 SUMMIT AVE, OAK BLUFFS, MA 02557 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001584-888 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 1584/888 |
| Instrument | 5281 |
| Name | MARTHA VINEYARD SAVING BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Oak Bluffs Town |
| Elementary School District | Oak Bluffs School District (PK - 08) |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,268.00 (+2.79%) | $1,043,100 (+6.45%) Land $482,900 Building $560,200 | $1,184,546 |
| 2024 | $5,125.00 (+9.67%) | $979,900 (+10.72%) Land $438,900 Building $541,000 | |
| 2023 | $4,673.00 | $885,000 Land $426,400 Building $458,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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